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Started in 2011, since its inception S&A Group has experienced continuous, rapid, record breaking growth. Our primary focus is on seniors who are in need of coverage to ensure they're not leaving the burden of paying for their final expenses on their loved ones.

Our products are issued through the number one final expense company, Lincoln Heritage Life Insurance Company (LHLIC).  Established in 1963, LHLIC set the bar for accurate, friendly service and fast claim payment.  Lincoln Heritage Life Insurance Company operates in 49 states and has an A+ rating with the Better Business Bureau as well as an A- (Excellent) rating with AM Best, a rating agency that reports on the financial condition of insurance companies. You can read Lincoln Heritage reviews or read an independent review of Lincoln Heritage Funeral Advantages.

In addition to exemplary customer service, Lincoln Heritage Life Insurance Company also values their agents as well.  Known for the phrase "Our Business Is You", LHLIC strives to make that true.  LHLIC offers same day advances as well as health and dental benefits to agents who meet production requirements.


"I'm so proud to be a part of this group. The leadership is super awesome. I can't believe how much I have grown personally and my growing income. It's like family with a bond that can never be broken. I'm excited about the growth and where we are going. If you don't do anything join this movement for something already great and that will be greater. I'm all in!!!" 


"Words can't describe the value of this opportunity ! What makes this opportunity so special is you are able to determine your own worth..and be compensated directly in line with the efforts that you put in ! Who wouldn't want that ?!"


"I couldn't be more proud to work for such an excellent organization that really goes far and beyond to ensure your success! If you are looking for an opportunity to grow personally, professionally, and financially this is the place to do it! Come join a winning team!!! We are now hiring all over the great state of Alabama!!!"